Cavmir Research · Permit data

Short-Term Rental Permits in Panama City Beach, 2026

3,911 Florida vacation rental licenses carry a Panama City Beach address, and 2,479 of them (63%) are for condominium units rather than houses.

Key findings

What the numbers say

Licenses by property type
Show the numbers
LicensesShare
Condominium unit2,47963.4%
Dwelling (house)1,43236.6%
Licenses by ZIP code
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LicensesShare
324131,76745.2%
324071,04926.8%
324081,03126.4%
Other ZIP codes641.6%
Licenses by how many licenses the same name holdsNames are grouped exactly as the state file spells them; they are not published here.
Show the numbers
LicensesShare
Name holds 13,48889.2%
Name holds 2 to 42767.1%
Name holds 5 to 9581.5%
Name holds 10 or more892.3%
For hosts and owners

What it means if you rent in Panama City Beach

When most of the supply is condo units in the same towers, the listings look alike: same view, same pool, same floor plan. An owner with a site of their own can show what is different about their unit and keep the guests who come back every spring and summer.

Turn a permit into bookings you keep

A permit lets you rent. Guests still have to find you, and every booking that comes through Airbnb or Vrbo pays the platform's fee. Cavmir builds websites for short-term rentals, including in Panama City Beach: a site in your own brand that ranks for the searches guests make, with live direct booking from your PMS or a button that sends guests to your listing.

Method

How this report was made

Source
Compiled by Cavmir from the public permit register:
Date range
Licenses in the state file with a Panama City Beach address, compiled July 6 to October 23, 2026 (3,911 licenses).
What we counted
Each license counts once, by its license class (condominium or dwelling) and ZIP code.
Limits
The state file has no issue dates for these licenses, and one license can cover more than one unit. Bay County and the City of Panama City Beach may keep their own registration lists, which are not included.
Privacy
This report publishes totals only. No owner name, street address or map location from the register appears on this page or in the download.
Download and citation
Download the totals (CSV). Free to use under CC BY 4.0 with a link to this page: “Cavmir, Short-Term Rental Permits in Panama City Beach, 2026, cavmir.com/research/panama-city-beach/”.
Questions

Common questions

How many vacation rentals are licensed in Panama City Beach?

3,911 Florida vacation rental licenses carry a Panama City Beach address in the state's license file, compiled between July and October 2026. One license can cover more than one unit, so this is not a count of homes.

Are most Panama City Beach vacation rentals condos or houses?

Condos: 2,479 condominium licenses against 1,432 dwelling licenses.

Which ZIP codes in Panama City Beach have the most vacation rentals?

32413 (1,767 licenses), 32407 (1,049) and 32408 (1,031).

Where does this data come from?

From the Florida Department of Business and Professional Regulation's public lodging license file, which includes every vacation rental license in the state. Cavmir compiled it from that public register and publishes only totals.

More research

Other city permit reports

All city permit reports · U.S. short-term rental permit data · Florida short-term rental permit data · Marketing a rental in Panama City Beach